Now accepting Tamil Nadu NHIS 2026 for government employees and pensioners

Cashless Insurance Hospital in Chennai

Unittas Hospital accepts health insurance at Tambaram, OMR and ECR. We work with 25 insurance companies and TPAs, including Star Health, Niva Bupa and HDFC ERGO. Our desk gets the approval for you, and your insurer pays us directly.

25Insurers and TPAs
3Branches in Chennai
24/7Emergency admissions
Star Health and Allied Insurance
HDFC ERGO General Insurance
Niva Bupa Health Insurance
Bajaj General Insurance (formerly Bajaj Allianz)
TATA AIG General Insurance
IFFCO Tokio General Insurance
MD India Health Insurance TPA
Medi Assist TPA
Vidal Health TPA

and 16 more insurers and TPAs

We do the paperworkOur insurance desk gets the approval from your insurer for you

Insurance accepted at Unittas Hospital

Find the insurance company or TPA name printed on your health card. Type it below, or scroll the list.

Insurance companies

Star Health and Allied Insurance logoStar Health and Allied Insurance
Niva Bupa Health Insurance (formerly Max Bupa) logoNiva Bupa Health Insurance (formerly Max Bupa)
HDFC ERGO General Insurance (includes former Apollo Munich) logoHDFC ERGO General Insurance (includes former Apollo Munich)
Bajaj General Insurance (formerly Bajaj Allianz) logoBajaj General Insurance (formerly Bajaj Allianz)
IFFCO Tokio General Insurance logoIFFCO Tokio General Insurance
TATA AIG General Insurance logoTATA AIG General Insurance
Liberty General Insurance logoLiberty General Insurance
Cholamandalam MS General Insurance logoCholamandalam MS General Insurance
Universal Sompo General Insurance logoUniversal Sompo General Insurance
Go Digit General Insurance logoGo Digit General Insurance
SBI General Insurance logoSBI General Insurance

TPAs (companies that handle claims for your insurer)

Medi Assist TPA logoMedi Assist TPA
MD India Health Insurance TPA logoMD India Health Insurance TPA
Vidal Health TPA logoVidal Health TPA
Family Health Plan TPA (FHPL) logoFamily Health Plan TPA (FHPL)
Paramount Health Services TPA logoParamount Health Services TPA
Good Health Insurance TPA logoGood Health Insurance TPA
Health Insurance TPA of India logoHealth Insurance TPA of India
Heritage Health Insurance TPA logoHeritage Health Insurance TPA
Health India Insurance TPA logoHealth India Insurance TPA
Ericson Insurance TPA logoEricson Insurance TPA
Alankit Health Care TPA
Raksha Health Insurance TPA
United Health Care Parekh TPA
East West TPA

Government schemes

New schemeTamil Nadu NHIS 2026 (Government Employees and Pensioners)
Road accidentsInnuyir Kappom Thittam (road accident emergency care)

Tie-ups can change, and can differ by branch. Please call 044-4012 4012 to confirm your policy before a planned admission.

Check if your treatment can be cashless

It is free. Tell us a few details. Our insurance desk will call you back and tell you what your plan covers.

  1. 1You tell us your insuranceYour scheme, your company policy or your own policy.
  2. 2We check with themWe look at your room limit, waiting period and anything you may need to pay.
  3. 3We call you backYou get a clear answer and a list of papers to bring.
Emergency? Do not fill this form. Come to the nearest Unittas branch or call 044-4012 4012. We treat you first and sort out the insurance after.

Check my insurance

I am covered by

Free. We only use your details to answer you.

How cashless treatment works at Unittas

Four simple steps, from the day you come in to the day you go home.

  1. 1

    Show your card

    Come to our insurance desk with your insurance card, a photo ID and the doctor's letter.

  2. 2

    We ask for approval

    We send your details to your insurance company. This step is called pre-authorisation.

  3. 3

    You get treated

    Once it is approved, you are admitted and treated. We tell you how much is approved.

  4. 4

    We settle the bill

    Your insurance company pays us. You pay only for what your plan does not cover.

What to bring, and what you may still pay

Knowing this early means no surprises at the billing counter.

Please bring

  • Your insurance card or e-card
  • Your policy number
  • A photo ID, like Aadhaar or PAN
  • The doctor's letter for admission, if you have one
  • Your employee ID, for a company policy

Your plan may not pay for

  • Room rent above your plan's limit
  • Small items like gloves, masks and food for family
  • A co-pay, if your policy has one
  • Normal doctor visits, under most plans
  • Treatment during your policy's waiting period

NHIS 2026 for Tamil Nadu government employees and pensioners

NHIS 2026 is the new health insurance scheme of the Tamil Nadu government. It runs from 1 July 2026 to 30 June 2031. Our West Tambaram hospital is on the NHIS 2026 hospital list. For our OMR and ECR branches, please call us to check. The scheme pays us directly for treatment that needs a hospital stay. It must approve the treatment first.

₹7.5 lakhCover over five years
₹12 lakhFor some serious illnesses
5 years1 July 2026 to 30 June 2031
United IndiaIs the insurance company

Government employees

For people working for the Tamil Nadu government, and their family members in the scheme.

  • Bring your NHIS card and employee ID
  • Bring the patient's Aadhaar card
  • We ask for the approval for you
Check my NHIS cover

Pensioners and family pensioners

For state pensioners and their husband or wife, and for family pensioners. People who retired under CPS or TAPS are covered too.

  • Bring your NHIS card and PPO number
  • Bring the patient's Aadhaar card
  • Our desk helps elderly patients step by step
Check my pension cover

NHIS pays for treatment that needs a hospital stay, at fixed package rates. It does not pay for normal doctor visits. Official details are on the Tamil Nadu Treasuries and Accounts NHIS page.

Road accident? Under Innuyir Kappom Thittam, the Tamil Nadu government pays for emergency treatment in the first 48 hours. Read about Innuyir Kappom Thittam

Treatments you can use insurance for

Most treatments that need a hospital stay can be cashless. Here are some we do often.

What is covered depends on your own plan. Our desk will check it for you.

Questions about insurance at Unittas Hospital

Cashless treatment at Unittas

What does cashless treatment mean?

Cashless means your insurance company pays the hospital directly. You do not pay the full bill first and wait to get the money back. You only pay for the things your plan does not cover.

Is Unittas a cashless insurance hospital in Chennai?

Yes. Unittas Hospital in Tambaram, OMR and ECR offers cashless treatment with 25 insurance companies and TPAs. Call us or fill the form to check your own policy.

Which health insurance is accepted at Unittas Hospital?

We accept Star Health, Niva Bupa, HDFC ERGO, Bajaj General (Bajaj Allianz), TATA AIG, IFFCO Tokio, Liberty, Chola MS, Universal Sompo, Go Digit and SBI General. We also work with 14 TPAs, such as Medi Assist, MD India, Vidal Health and FHPL. The full list is on this page.

Does Unittas accept company (group) health insurance?

Yes. Most company policies are handled by a TPA, such as Medi Assist, MD India, FHPL or Vidal Health. Bring your company e-card and employee ID. Our desk checks your cover and gets the approval.

Can I use my health insurance for delivery at Unittas?

Yes, if your policy covers maternity. Many company policies cover delivery. Personal policies often have a waiting period for maternity. Our desk checks your maternity cover and limit before you are admitted.

What documents do I need for cashless treatment?

Bring your insurance card or e-card, your policy number, a photo ID such as Aadhaar, and the doctor's letter for admission if you have one. For a company policy, also bring your employee ID.

How long does insurance approval take?

It depends on your insurance company. For a planned surgery, start a few days before. In an emergency, we treat you first and get the approval at the same time.

Will I have to pay anything with cashless treatment?

Sometimes, yes. You pay for things your plan does not cover, such as room rent above your limit, small items like gloves and masks, or a co-pay if your policy has one. Our desk tells you this before you are admitted.

My insurance is not on your list. What can I do?

Call us first. You may still be covered under a new name. If not, you can pay at discharge and claim the money back from your insurance company. We give you all the bills and reports you need.

Is cashless treatment available in an emergency?

Yes. Come straight to the nearest Unittas branch. We start treatment first and handle the insurance approval at the same time.

Can Tamil Nadu government employees and pensioners use NHIS 2026 at Unittas?

Yes, at our West Tambaram hospital, which is on the NHIS 2026 hospital list. Bring your NHIS card and Aadhaar to the insurance desk. For OMR and ECR, please call us first.

Insurance companies accepted at Unittas

Is Unittas a Star Health network hospital?

Yes. Unittas Hospital accepts Star Health and Allied Insurance for cashless treatment. Star Health handles its own claims, so we send your approval request straight to them. Bring your Star Health card and a photo ID.

Does Unittas Hospital accept Niva Bupa insurance?

Yes. Niva Bupa policies are accepted for cashless treatment. Niva Bupa was earlier called Max Bupa. If your old card says Max Bupa, it is the same company.

Is HDFC ERGO cashless treatment available at Unittas?

Yes. HDFC ERGO health policies are accepted for cashless treatment. HDFC ERGO took over Apollo Munich, so old Apollo Munich policies are now handled by HDFC ERGO.

Does Unittas Hospital accept Bajaj Allianz (Bajaj General) insurance?

Yes. Bajaj Allianz is now called Bajaj General Insurance. Cards with either name are accepted for cashless treatment. Show your card and a photo ID at our insurance desk.

Is Unittas a TATA AIG network hospital?

Yes. You can use your TATA AIG health insurance for cashless treatment at Unittas. Our desk sends the approval request to TATA AIG for you.

Does Unittas Hospital accept IFFCO Tokio health insurance?

Yes. IFFCO Tokio health policies are accepted. Bring your IFFCO Tokio card or e-card and a photo ID, and we ask them for the approval.

Is Liberty General Insurance accepted at Unittas Hospital?

Yes. Liberty General health policies are accepted for cashless treatment. Show your card at the insurance desk before admission.

Does Unittas Hospital accept Chola MS (Cholamandalam) insurance?

Yes. Cholamandalam MS General Insurance (Chola MS) is accepted for cashless treatment. Our desk checks your cover and gets the approval.

Is Universal Sompo accepted at Unittas Hospital?

Yes. Universal Sompo General Insurance health policies are accepted for cashless treatment at Unittas.

Does Unittas Hospital accept Go Digit health insurance?

Yes. Digit (Go Digit General Insurance) health policies are accepted. You can show your Digit e-card on your phone or as a printout.

Is SBI General health insurance accepted at Unittas Hospital?

Yes. SBI General health policies are accepted for cashless treatment. Bring your card or policy number and a photo ID.

TPAs accepted at Unittas (company and group policies)

Is Unittas a Medi Assist network hospital?

Yes. Medi Assist handles health claims for many companies and insurers. If your card says Medi Assist, show it with your employee ID at our insurance desk, and we get the approval for you.

Does Unittas Hospital accept MD India TPA?

Yes. MD India Health Insurance TPA cards are accepted for cashless treatment. Bring the card and a photo ID to our insurance desk.

Is FHPL (Family Health Plan) accepted at Unittas Hospital?

Yes. Family Health Plan TPA (FHPL) cards are accepted. FHPL handles claims for many company policies, so bring your employee ID too.

Does Unittas Hospital accept Vidal Health TPA?

Yes. Vidal Health TPA cards are accepted for cashless treatment at Unittas.

Is Paramount TPA accepted at Unittas Hospital?

Yes. Paramount Health Services TPA cards are accepted. Show the card at our insurance desk and we take care of the approval.

Which other TPAs does Unittas Hospital accept?

We also work with Good Health, Health Insurance TPA of India, Heritage, Health India, Ericson, Alankit, Raksha, United Health Care Parekh and East West. A TPA handles claims for your insurer, and its name is printed on your health card.

Our hospitals in Chennai

We are open 24 hours, every day. Bring your insurance card to any branch. Tie-ups can differ by branch, so please call first for a planned admission.

Tambaram

7, Duraiswamy Reddy Street, West Tambaram, Chennai 600045

Close to Chromepet, Selaiyur, Mudichur and Perungalathur

044-4012 4012

OMR, Kelambakkam

141/1, Kazhipattur Village, OMR Main Road, Kelambakkam 603103

Close to Padur, Siruseri, Navalur and Thaiyur

044-4012 4012

ECR, Uthandi

Indus Times Square, No 3/184, East Coast Road, Uthandi, Chennai 600119

Close to Akkarai, Injambakkam, Kanathur and Muttukadu

044-4012 4012

Not sure what your insurance covers?

Our insurance desk will check it for you. It is free.

Call Us For Appointment